Fidelity Debt Counselling

FIDELITY DEBT COUNSELLING

If you are over-indebted and falling behind on your debt repayments, debt review can protect your assets by arranging an affordable, structured repayment plan for your outstanding debt. Fidelity Debt Counselling reduces your interest rates and consolidates all your debt into one monthly payment based on your circumstances. This debt protection forms part of the National Credit Act. This means that aside from the protection of your assets, you will also end up paying less for your debt on a monthly basis. Credit providers cannot take legal action against you if you undergo debt review. All fees will be included in your reduced monthly payment.

FIDELITY SERVICES

Debt Review

By consolidating your debt, your obligations will be condensed into a single, more reasonable payment. Lower interest rates help to make your payments more affordable.

Debt Management

Debt management is a way to get your debt under control through financial planning and budgeting. The goal of a debt management plan is to use these strategies to help you lower your current debt and move toward eliminating it

BENEFITS OF DEBT REVIEW

Financially Savy

  • You pay a reduced monthly amount that you can afford
  • Save on lower interest rates and fees regardless of your credit score
  • Consolidate bills into one manageable monthly payment.

Protection

  • Protection of your assets
  • Protection against legal action
  • All household expenses are covered
  • Stops collection calls 

Support

  • Improves your money habits 
  • Flexible as it allows you to make extra payments, paying off your debt faster
  • The focus is on debt elimination and rehabilitation.